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Umbrella Application

Umbrella Quick Quote

For more information contact:

Carol Wilson
(217) 321-3011

Janet White
(217) 321-3010



Move Marketing Personal Umbrella from "Someday" to Today
Get your personal umbrella sales in motion in your agency with three simple steps you can take right now, today. Click here for details.


RLI's PUP stands atop the existing homeowner and auto insurance to provide an extra layer of personal liability protection for the insured and their family. With RLI's PUP program, the insured can maintain their auto or home coverage with any company they choose, provided they agree to maintain the mandatory minimum underlying coverage limits. See application for underlying coverage limit.

The RLI PUP program provides the best protection for the insured and their family. The policy may be written either in the name of an individual, in the names of both spouses, or in the names of two unrelated individuals as long as they reside in the same household. The insured’s spouse and members of the insured’s household who are relatives or are in the insured’s care and custody are insured under the policy.

RLI Umbrella Policy Features

  • Limits up to $5 million available ($1M in NM)
  • ​Excess UM/UIM available in all states
  • The insured can keep their current homeowner/auto insurer
  • New drivers accepted - no age limit on drivers
  • Up to one DWI/DUI per household allowed
  • Auto limits as low as 100/300/50 in certain cases
  • Competitive, low premiums for increased limits of liability
  • Simple, self-underwriting application that lets you know immediately if the insured is accepted
  • E-signature and credit card payment options
  • Immediate coverage available

Free marketing material for Personal Umbrella Policy (PUP) agents- Click here.

Download the Personal Umbrella Decline Form here.

How Do Other Stand-Alone Personal Umbrellas Compare to RLI?
Click here to find out!